This Cookie Policy explains how Cotrawell uses cookies and similar technologies, and how you can control them, in a manner consistent with PIPEDA’s requirement for meaningful consent. It forms part of, and should be read together with, our Privacy Policy.

1. What Are Cookies

1.1 Cookies are small text files placed on your device when you visit a website or use an app. Similar technologies include pixels, SDKs, and local storage. We use these collectively (referred to here as “cookies”) to operate, secure, and improve the Service.

2. Categories of Cookies We Use

2.1 Essential Cookies. Necessary for the Service to function — e.g., maintaining your login session, enabling secure transactions, remembering cookie preferences, and load-balancing. These cannot be switched off, as the Service cannot operate without them, and do not require consent under PIPEDA as they are necessary to provide the service you requested.

2.2 Analytics Cookies. Used to understand how Users interact with the Service (e.g., pages visited, matches attempted, error rates), so we can measure and improve performance. These are used only with your consent.

2.3 Marketing/Advertising Cookies. Used to deliver, measure, and personalize advertising about the Service on our platform or third-party platforms, and to limit repeat ad display. These are used only with your consent.

4. Third-Party Cookies

4.1 Certain analytics and advertising cookies are placed by third-party providers (e.g., analytics platforms, advertising networks) under contract with us. These third parties may combine information collected on the Service with other information they hold, subject to their own privacy policies, which we encourage you to review.

5. How to Manage Cookies

5.1 In addition to our in-Service preference centre, most browsers let you refuse or delete cookies through their settings menu. Instructions vary by browser and are typically available in the browser’s help documentation.

5.2 Disabling essential cookies may prevent core features of the Service (such as staying logged in or completing a Lead Fee payment) from functioning correctly.

5.3 Mobile app users can generally manage tracking and advertising identifiers through their device’s operating system privacy settings.

6. Changes to This Policy

6.1 We may update this Cookie Policy from time to time to reflect changes in technology, law, or our practices. Material changes will be notified through the Service.

7. Contact Us

Questions about this Cookie Policy may be directed to: privacy@cotrawell.com, 150 Duncan Mill Road, Toronto, ON M3B 3M4.